Buckeye Advantage Saver
Buckeye Advantage Saver links to your Buckeye Advantage Member checking account for automatic rewards transfers. Keep track of your growing funds with online and mobile services.
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3.50%APY*
On Balances up to $35,000
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0.02%APY*
If Qualifications Aren't Met
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Open Now
Account Details
Interest
3.50% APY* on balances up to $35,000
- 3.50% to 1.78% APY on balances over $35,000 depending on balance in account*
- 0.02% APY* if qualifications are not met in BAM checking
Additional Features
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Requirements
- No minimum balance to earn rewards
- $50 minimum deposit to open
Service Charge
- No monthly maintenance fees
Qualifications
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Qualification
Extra Cash Without Extra Effort
Qualifying for your BAM rewards automatically qualifies you for the highest Buckeye Advantage Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your BAM account during each Monthly Qualification Cycle.
| Use your debit card at least 12 times for purchases. |
| Be enrolled and log into online banking. |
You’ve got this. Even if you don't meet your qualifications during the cycle, your BAM accounts are still free. Plus, you'll still earn our base interest rate on Buckeye Advantage Saver. And you can get right back to earning your full rewards the very next month.
Buckeye Advantage Saver with BAM Checking: * Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your BAM Checking account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Buckeye Advantage Saver: Balances up to $35,000 receive APY of 3.50%; and balances over $35,000 earn 1.00% interest rate on the portion of balance over $35,000 resulting in a range from 3.75% to 1.78% APY depending on the account’s balance. BAM Checking: Balances up to $15,000 receive a non-compounding APY* of 5.00% and balances over $15,000 earn 1.00% interest rate on the portion of balance over $15,000 resulting in a non-compounding range from 5.00% to 1.78% APY* depending on the account’s balance. When BAM qualifications are not met, Buckeye Advantage Saver: All balances earn 0.02% APY. BAM Checking: All balances earn a non-compounding APY* of 0.02%. *When linked to the Buckeye Advantage Saver account, the interest earned within the BAM Checking account does not compound since it is automatically transferred to the Buckeye Advantage Saver account within one day. This automatic transfer may cause an overdraft to your BAM Checking account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 8/19/2024. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in mobile banking, receipt of electronic statements may be a condition of these accounts. Enrollment in electronic services (e.g. online or mobile banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per primary account holder’s social security number. A BAM Checking account is required to have a Buckeye Saver account. A linked Buckeye Advantage Saver account is required for automatic savings. A $30 early closing fee applies if account is closed prior to 180 days of account opening. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.
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